General Loan Questions
Who can answer questions not addressed here?
Along with these FAQs, we offer complete customer support by telephone and e-mail for questions you prefer to address to us personally.
Call toll-free 1.800.889.7300 or E-mail lpugliese@surefastmortgage.com
Do I need to be ready to apply for a loan now?
No. The goal of this site is to get you started in the right direction on the path of a home loan.
What is the difference between interest rate & APR?
An Interest rate is the monthly cost you pay on the unpaid balance of your home loan. An Annual Percentage Rate (APR) includes both your interest rate and any additional cost or prepaid finance charges such as the origination fee, points, the initial private mortgage insurance, underwriting and processing fees. (Your actual fees may not include all of the items above.) The APR is an universal measurement that will assist you in comparing the cost of mortgage loans offered by different mortgage lenders. | 
