.Determining your property value
The best way to determine property values is to monitor the sale of similar properties in the same geographical area. This way you can track how much a home is listing for, how quickly the home sells, and at what price. Read more.

.Guide to refinancing
If you are a homeowner who was lucky enough to buy when mortgage rates were low, you may have no interest in refinancing your present loan. Perhaps you bought your home when rates were higher. Or perhaps you have an adjustable rate loan and would like to obtain different terms. Read more.

.Save big with 15 year loans
Save $100,000 on mortgage interest costs! Sound impossible? Not really. An old-time mortgage that is once again proving popular allows home buyers to do just that. It is the 15-year fixed-rate mortgage that lets home buyers own their homes free and clear in 15 years. Read more.

.The loan closing
Once your application has been approved and you've received either a commitment letter or approval letter from the lender, the final step before you can call the house your own is the closing, or settlement. Even though you have a signed purchase agreement and your loan request has been approved, you have no rights to the property, including access, until the legal title to the property is transferred to you and the loan is closed. Read more.

.The mortgage loan process
Buying a home may be the most exciting, confusing and stressful financial transaction you ever undertake. If you understand the steps required to qualify for a mortgage loan, however, much of the stress can be avoided. This explanation of the loan application process is intended to help you through the complexities of obtaining a mortgage loan. Read more.